Refer friends to Google Pay and earn rewards

You can get more rewards when you invite more friends to use Google Pay.

• Invite a new friend to Google Pay: When a friend signs up through your invite and makes their first payment, you both get a reward. You'll get ₹201 and your friend will get ₹21.
• Bring a friend back to Google Pay: Welcome a friend back to Google Pay. If your friend who hasn't used Google Pay in 180 days or more, returns through your invite and makes a payment, you both get a ₹21 reward.

1. Open the Google Pay app .
2. Under "Offers & rewards," tap Referrals.
3. Choose Contacts.
4. Tap Invite share.

or

To invite friends on other platforms:

1. Open the Google Pay app .
2. Scroll to the bottom of the screen.
3. Tap Invite friends.
4. To share the invite with your friends, select the platform you want.

Tip: Earn ₹201 when you invite new friends and ₹21 when you welcome friends back to Google Pay.

To earn referral reward, ask the friend you invited to tap the link or use the code that you sent.

To earn welcome back a friend reward, ask the friend you invited to tap the link that you sent.

Tip: You'll get a notification if your friend uses your referral code or link.

• To earn the reward, your friend's first payment must be used to:
  • Pay another person through Google Pay.
  • Pay a bill with Google Pay.
  • Pay on a website or app with their Google Pay details.
  • Send money to someone's bank account through Google Pay.

Tip: Insurance premium payments or payments to Google Pay users with the same account details with your friend don't count. Your friend must make their first successful payment within 28 days after they use the referral code or the link.

• After your friend makes their first successful payment, both can get a reward.
• The reward can be added to your in-app rewards and sent to your linked bank account.

Tips:

• Rewards can take up to 7 business days to show up in your account.
• To check the status of your invites, go to the "Referral" page. You can also find referrals or any reward activity there.

You can get ₹201 when you invite a new friend and ₹21 when you bring a friend back who has not used Google Pay for 180 days. Your invited friend will earn ₹21 for their first eligible payment.

Friends who have not used Google Pay in the last 180 days.

Your friend must use your referral link or code when they set up or come back to Google Pay. They must make their first eligible payment within 28 days. They also need to link their bank account to Google Pay.

You can earn up to 100 referral rewards and 25 welcome back offer rewards. There's a limit of ₹9,000 you can get from all Google Pay offers from April 1–March 31 each year.

This can happen for several reasons:

• If they've used Google Pay before on their phone, even if they uninstalled it
• If their phone number, email address, or bank account was already registered with Google Pay before.
• If they already used someone else's referral code or earned a referral reward in the past.
• If they downloaded the Google Pay app directly instead of using your special referral link.
• If they didn't make their very first payment within 28 days after setting up the app with the referral code.
• Using a refurbished phone or a phone number that was used by someone else for Google Pay before can also make them ineligible.

Tip: Make sure your friend is using an Indian mobile number that starts with +91.

• You reached the maximum number of referrals.
• You reached the total limit of ₹9,000 for the year.
• Your phone number isn't an Indian country code that starts with +91.

Rewards are usually added to your "Rewards" section within 48 hours. It can take up to 7 business days for the money to get credited in your linked bank account.

• Send money to another Google Pay user on the Google Pay app.
• Pay a bill on the Google Pay app.
• Pay on a merchant site or app using a Google Pay UPI ID or UPI number.
• Pay an external bank account on the Google Pay app.

Tip: Insurance payments or payments to someone with your own account details don't count.