Get started with UPI Voucher

Important: This feature is currently in its Beta version. Not all functionalities are available to all users.

UPI Voucher on Google Pay is a new, innovative way to help people pay digitally, by gifting the beneficiary a prepaid voucher linked to their mobile number. Without the need to link their bank account, the beneficiary can now use Google Pay to pay to all merchants digitally.

While creation of UPI Vouchers is scheduled to go live soon, you can discover and redeem UPI Vouchers on Google Pay issued by government, corporates, family, and friends.

You can use UPI Vouchers as a form of payment to purchase food, fuel, flights, medical, entertainment, and shopping.

You can also send UPI Vouchers as gifts to your peers. Learn how to use UPI Vouchers.

Who can use UPI Vouchers

• Existing users on Google Pay with their bank accounts added
• Any new user, without the need to add their bank account on Google Pay
• Foreign or Non-Resident Indians (NRIs) with a valid Indian SIM card

Where to use UPI Vouchers

When you activate UPI Vouchers, you can use them as a form of payment to authorized merchants through any third-party UPI app including Google Pay. You can also redeem across different merchant categories such as food, fuel, flights, and others.

Who can create a UPI Voucher

• Individuals
• Government institutions
• Corporations

Note: Creation journey for individuals (UPI users) isn't supported in the beta version.

Among the individuals, only UPI users can create a UPI Voucher through third-party applications such as Google Pay.

Tip: Non-UPI users can receive and use a maximum of 3 vouchers per year, with a maximum limit of ₹10,000 per voucher. This is worth ₹30,000 redeemable through vouchers. Beyond this amount, a non-UPI user needs to add an active form of payment to continuously use the UPI Voucher feature.

Who can receive UPI Vouchers

Both UPI and non-UPI users can receive UPI Vouchers. First, they must activate and set up their UPI Voucher on any UPI app of their choice. Once the voucher is activated, they can redeem the voucher at merchant locations, as advised on the UPI Voucher.

While UPI users don't have any limits to how many vouchers they can activate, non-UPI users can activate only 3 vouchers per year. To activate more vouchers, they need to onboard on UPI and add a valid from of payment such as a bank account.

Features of a UPI Voucher

Note: Creation journey for individuals (UPI users) isn't supported in the beta version.

• Can be redeemed with any UPI merchant: You can redeem UPI Vouchers at any store that accepts UPI payments or within specific merchant categories defined by the voucher creator.
• User-friendly interface: As a voucher creator or recipient, you can easily navigate the creation or redemption of UPI Vouchers on any UPI app.
• Security and control: UPI Voucher is protected through multiple security measures, such as UPI PIN authentication. Additionally, voucher creators can also revoke unactivated vouchers.

Find out more

Important: UPI Voucher is different from brand vouchers that are sponsored by specific brands on Google Pay.

Users can either create or receive UPI vouchers, depending on their role in the transaction.

UPI Voucher creators

• You can create a UPI Voucher on third-party apps like Google Pay.
• UPI Voucher creators should have a valid and active UPI form of payment available on Google Pay.
• UPI Voucher creators can allow redemption of vouchers to either:
  • All merchants that accept UPI payments.
  • Select specific merchant categories, such as restaurants, entertainment, electronics, and travel.

UPI Voucher recipients

• When a UPI Voucher is created, the recipients will receive SMS notifications on their registered mobile number.
• You can activate every new voucher you receive on Google Pay.
• A voucher is activated through an OTP verification followed by setting up a unique UPI PIN for that voucher.
  • Once activated, all transactions made afterwards need to be authenticated by the voucher PIN only.
  • If UPI PIN is already set up in another third-party app other than Google Pay, UPI PIN set up is skipped and you may use the same UPI PIN from the other app to authorize your voucher redemption transactions.

Tip: If you receive multiple vouchers, try to set up the same UPI PIN for ease of use.

• To check a specific voucher’s remaining balance, you need to enter the correct UPI PIN you set up for that voucher.

Related resources

• Use UPI Vouchers on Google Pay
• Fix issues with UPI Voucher