Add or remove a bank account on Google Pay

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When you set up Google Pay for the first time, you’ll be asked to add a form of payment to send and receive money.
Checklist for adding a bank account on Google Pay

Before you begin, ensure you've checked:

  • Your bank is compatible with UPI.
  • Outgoing SMS services are turned on.
    • To test if this works, send an outgoing SMS to your friend or family member.
    • Some prepaid recharge packs don't have outgoing SMS enabled, so you may need to get in touch with your operator.
    • To check your balance with different operators:
      • Jio - 333#
      • BSNL - *123*1#
      • Airtel - *121*7#
      • MTNL - *123#
      • Tata - *111#
      • VI - *199*1*8#
  • If you use a single-SIM device, ensure that your active SIM card belongs to the same mobile number linked to your bank account.
  • If you use a dual-SIM device, check your outgoing SMS settings. If your SMS is set to “Ask every time” for which SIM card the SMS should be sent from, you must change this setting.
    1. Tap Settings.
    2. Select SIM cards.
    3. Tap Dual SIM settings.

Add a bank account with a debit card on Google Pay

Important: When you add a bank account on Google Pay, you must verify your account with a debit card linked to the bank account you want to add.

An animation showing how to add a bank account with a debit card on Google Pay
  1. On your mobile device, open the Google Pay app Google Pay.
  2. At the top right, tap Profile picture and then Add bank account.
  3. Select your bank from the list. If you can’t find your bank, it doesn’t work with Google Pay.
  4. From the list of accounts, select the account that you want to add.
    • The bank accounts associated with your phone number are automatically retrieved.
  5. To verify your account, add your debit card details such as the last 6 digits of card and the expiry date.
  6. To create a UPI PIN, follow the on-screen instructions.
    • If you have an existing UPI PIN: You'll be asked to enter it.
    • If you don’t have an existing UPI PIN: Follow the instructions on the screen to create a new UPI PIN.
    • If you don’t remember your PIN: Tap Forgot PIN and follow the instructions.

Add a bank account with Aadhaar on Google Pay

Important: When you add a bank account on Google Pay, you must verify your account with Aadhaar linked to the bank account you want to add.

  • Your bank account must support Aadhaar-based onboarding. If your bank account doesn’t support this, contact your bank directly. To get the contact details of your bank, go to digisaathi.info.
  • Ensure your Aadhaar is linked to the same mobile number registered with the bank account.

To find the mobile number linked to your Aadhaar number:

  1. Go to https://uidai.gov.in.
  2. Under “Select preferred language,” tap the preferred language.
  3. Tap My Aadhaar and then Aadhaar services.
  4. Tap Verify email/mobile number.

Tip: If you can’t find the option to link your bank account to Google Pay through an Aadhaar card, your bank may not allow verification through Aadhaar. For more details, contact your bank.

To add bank account with Aadhaar:

An animation showing how to add a bank account with Aadhaar on Google Pay

  1. On your mobile device, open the Google Pay app Google Pay.
  2. At the top right, tap Profile picture.
  3. Select Bank account.
  4. Tap Add bank account.
  5. Select your bank from the list. (If you can’t find your bank on the list, it doesn’t work with Google Pay.)
  6. From the list of accounts, select the account that you want to add.
    • The bank accounts associated with your phone number are automatically retrieved.
  7. To verify your account, you need to add in your Aadhaar details: Enter the first six digits of your Aadhaar number and follow the on-screen instructions.
  8. Next, you’ll need to create a UPI PIN. To create a UPI PIN, follow the on-screen instructions.
    • If you have an existing UPI PIN: You'll be asked to enter it.
    • If you don’t have an existing UPI PIN: Follow the instructions on the screen to create a new UPI PIN.
    • If you don’t remember your PIN: Tap Forgot PIN and follow the instructions.

Update or remove a bank account on Google Pay

To remove a bank account:

  1. On your mobile device, open the Google Pay app Google Pay.
  2. At the top right, tap Profile picture.
  3. Select Bank account.
  4. Tap on the account that you want to delete.
  5. Tap More More and then Remove account.

To update a bank account, you’ll need to remove it and add it back:

Add a bank account now

Set your account to receive money

If you receive payments through a UPI number, the money goes into the bank account associated with that UPI number. Learn to create a UPI Number on Google Pay.

To receive payments and have the money go to your primary bank account, you must:

  • Have your GPay QR scanned
  • Share your primary UPI ID

To set your primary account, follow these steps:

  1. On your mobile device, open the Google Pay app Google Pay.
  2. At the top right, tap Profile picture.
  3. Select Bank account.
  4. Tap on the account you want to update.
  5. At the bottom, tap Set as the primary account.

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