Learn how to manage recurring payments on Google Pay

Manage your UPI autopay mandates

Important: Autopay is supported through @okaxis, @okhdfcbank, and @okicici handles. If your UPI ID ends with @oksbi, here’s how you can create an additional UPI ID.

You can set up Autopay payments like:

  • Mobile bills
  • Electricity bills
  • EMI payments
  • Insurance
  • Mutual funds
  • Subscriptions and other merchant requests
Setup or authorize an Autopay mandate in Google Pay

When you select UPI Autopay as the payment method on a merchant app or website, you’ll receive a request in your Google Pay app that you need to authorize to set up the Autopay mandate. To setup a mandate:

  1. On your mobile device, open the Google Pay app .
  2. At the top right, click your Profile picture.
  3. Select Autopay.
  4. In the “Pending” tab, select the mandate you want to take action on. You can either accept or cancel the Autopay request from the merchant here.
  5. Enter your UPI PIN.

You can also approve an Autopay mandate through an in-app request that you receive on Google Pay.

Tip: Autopay requests may take up to 24 hours to reflect on the Google Pay app. If you still don’t see the request within 24 hours, contact support.

Find your mandate in Google Pay
  1. Open the Google Pay app .
  2. At the top right, click your profile picture.
  3. Select Autopay. You can find the status of the mandates in these three tabs:
    • “Live”: These are approved mandates that aren’t executed yet. You can change or revoke these mandates.
    • “Pending”: These mandates require you to take action. You can:
      • Authorize the mandate.
      • Decline the mandate.
      • Execute the mandate.
    • “Completed”: These are completed mandates, which include:
      • Executed mandates
      • Expired mandates
      • Revoked mandates
Can’t find Autopay section

If the Autopay section isn't available in the app, check if you have the latest version of the Google Pay app. To check if there's an update:

  1. On your mobile device, open the Google Play app Google Play.
  2. Check for updates to the Google Pay app.
  3. If you find an available update, tap Update.
Revoke or cancel a mandate

To revoke a live mandate:

  1. On your mobile device, open the Google Pay app .
  2. At the top right, tap your Profile picture.
  3. Select Autopay.
  4. In the “Live” tab, tap the mandate you want to change.
  5. Select an option:
    • “Pause autopay”
      • You can specify a start and end date.
    • “Cancel autopay”
  6. Enter your UPI PIN.
  7. To confirm that the mandate is paused or canceled, check the status in the “Live” tab.
Unable to cancel, revoke or find the option to cancel Autopay
  • If you have setup an Autopay mandate for a loan, you won’t be able to cancel it through Google Pay. Reach out to your merchant for more details on how to cancel a loan-related mandate.
  • In some situations, you may get an error message when you try to cancel your Autopay mandate. Try to reactivate or re-add your bank account that is linked with the mandate before trying to cancel the Autopay setup.

Authorize payment requests from merchants

  • If the mandate amount is less than ₹15000 INR: For the first payment, you need to enter your UPI PIN.
  • If the mandate amount is more than ₹15000 INR: When the payment is due, you need to enter your UPI PIN.
Tip: If a transaction needs authorization from you, on your app, you’ll receive a notification.

Troubleshoot issues with mandates

Get details on your autopay mandate
  1. Open the Google Pay app .
  2. At the top right, click your profile picture.
  3. Select Autopay.
  4. Select the mandate.
  5. Expand the detailed transaction page. You’ll find details, like:
    • Unique autopay number
    • Start and end date
    • Frequency
    • Debit details


Get information on your autopay start and end date, frequency, and many others.
Find the frequency of your mandate debit

To find the frequency, in the “AutoPay” section of the Google Pay app, tap the relevant mandate.

Here are examples of the recurrence pattern for a mandate:

S. No.

Recurrence pattern

Recurrence value

Recurrence rule

Meaning

1

Weekly

“1 (Mon)”

On

The amount can be debited on Mondays every week.

2

Weekly

“5 (Fri)”

Before (inclusive of the recurrence value)

The amount can be debited weekly, anytime from Monday to Friday.

3

Weekly

“3 (Wed)”

After

The amount can be debited weekly, anytime from Wednesday to Sunday.

4

Every 2weeks

“16”

On

If the mandate start date is on January 24, 2018 with recurrence value “16,” the first debit will be on January 31, followed by February 15.

3

Monthly

“2”

On

The mandate can be executed on the second day of every month.

Created a mandate but didn’t receive a reward
When the mandate is executed, you’ll be eligible to receive a scratch card. This is based on the terms and conditions of the reward. Learn more about reward FAQs.
Raise dispute for a mandate
  1. On your mobile device, open the Google Pay app .
  2. At the top right, tap your Profile picture.
  3. Select Autopay.
  4. In the “Live” tab, tap the mandate you want to change.
  5. At the top right, click on the menu option.
  6. Select Get help and then Issue Category.
  7. Select Create a Ticket.
  8. Follow the on-screen instructions.

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