Manual payments

This is a payment setting in which you pay for your advertising costs before your ads run. Then, as your ads run, your costs are deducted from the payment you've made.

  • We can notify you by email when your account balance starts to get low or exhausted, but you can add funds at any time.
  • The payment methods you can use to make a manual payment will depend on your currency and the location of your business address. Learn more About payment methods for Google Ads.
  • Processing Time for Manual Payments: Please be aware that manual payments, especially bank transfers, can take time to process. Typically, it may take 24-48 hours, or up to 2-5 business days, for the payment to reflect in your Google Ads account. For faster processing, ensure any required reference numbers are entered correctly.
  • If you'd rather be charged automatically after your ads run, you can use the Automatic payments setting.

You may be able to switch the payment setting for your account between Automatic and Manual payments, and vice versa, in your account’s Billing Settings. Note that there is a limit on how many times you can switch payment settings in your account.

The option to switch from Automatic to Manual payments is possible only in countries where the Manual payments option is available (refer the list below). If you are currently on Manual payments and this option is no longer available in your country, you can only switch to Automatic payments and you won't be able to switch back to Manual payments.

To change your payment setting:

  1. Go to Settings under the Billing menu.
  2. Open the “How you pay” section, then select Alternative payment options to view other options available to you.
  3. If the option is available, select Switch to automatic or Switch to manual and follow the steps in the pop-up window to confirm the change.
    • Note: This feature might not be available in all Google Ads accounts.
Note: Only users with Admin or Edit Payments access can make changes to payment settings.

To check the user access level:

  1. Go to Settings under the Billing menu Billing Icon.
  2. Open the Payments users section, then select the name to view access level of the user.

Confirm country availability for Manual payments

Some countries and territories don't support Manual payments for new accounts or for switching from Automatic payments. If you’re in one of these areas, you won't be able to select the Manual payments option when creating your account, and if your account is already on automatic payments, you cannot switch it to manual payments.

In this case, Automatic Payments (or monthly invoicing if you are eligible) are the only supported payment settings for your region.
Note: If your account is created with Automatic payments in these countries, it can’t be switched to Manual payments.

Countries and territories where manual payments aren't available

Americas Africa Europe Middle East Asia Pacific
  • Anguilla
  • Antigua and Barbuda
  • Aruba
  • Bahamas
  • Barbados
  • Belize
  • Bermuda
  • Canada
  • Cayman Islands
  • Chile
  • Costa Rica
  • Dominica
  • Ecuador
  • French Guiana
  • Grenada
  • Guadeloupe
  • Guatemala
  • Guyana
  • Haiti
  • Jamaica
  • Montserrat
  • Netherlands Antilles
  • Nicaragua
  • Panama
  • Paraguay
  • Puerto Rico
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • St. Pierre and Miquelon
  • Suriname
  • Trinidad and Tobago
  • United States
  • United States Minor Outlying Islands
  • Uruguay
  • Venezuela
  • Virgin Islands (British)
  • Virgin Islands (U.S.)

*Antarctica

  • Angola
  • Benin
  • Burkina Faso
  • Burundi
  • Cape Verde
  • Central African Republic
  • Comoros
  • Congo
  • Congo, Democratic Republic
  • Cote d'Ivoire
  • Equatorial Guinea
  • Eritrea
  • Ethiopia
  • Gabon
  • Gambia
  • Guinea-Bissau
  • Lesotho
  • Liberia
  • Libya
  • Madagascar
  • Malawi
  • Mali
  • Mauritania
  • Mauritius
  • Mayotte
  • Mozambique
  • Namibia
  • Niger
  • Reunion
  • Rwanda
  • Sao Tome and Principe
  • Senegal
  • Seychelles
  • Sierra Leone
  • Somalia
  • South Africa
  • Swaziland
  • Togo
  • Tunisia
  • Western Sahara
  • Zambia
  • Albania
  • Andorra
  • Austria
  • Belgium
  • Bosnia and Herzegovina
  • Czechia
  • Denmark
  • Estonia
  • Faroe Islands
  • Finland
  • France
  • Georgia
  • Germany
  • Gibraltar
  • Greece
  • Greenland
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Malta
  • Moldova
  • Monaco
  • The Netherlands
  • Norway
  • Poland
  • Portugal
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Svalbard and Jan Mayen Islands
  • Sweden
  • Switzerland
  • United Kingdom
  • Armenia
  • Bahrain
  • Iraq
  • Israel
  • Jordan
  • Lebanon
  • Qatar
  • Saudi Arabia
  • Tajikistan
  • Turkmenistan
  • United Arab Emirates
  • American Samoa
  • Australia
  • Bhutan
  • Brunei Darussalam
  • Cambodia
  • East Timor
  • Fiji
  • French Polynesia
  • French Southern Territories
  • Guam
  • Hong Kong
  • Japan
  • Lao People's Democratic Republic
  • Macau
  • Malaysia
  • Maldives
  • Micronesia
  • Mongolia
  • Myanmar
  • Nauru
  • New Caledonia
  • New Zealand
  • Niue
  • Norfolk Island
  • Northern Mariana Islands
  • Palau
  • Papua New Guinea
  • Samoa
  • Singapore
  • Solomon Islands
  • South Georgia and The South Sandwich Islands
  • Tokelau
  • Tonga
  • Vanuatu
  • Wallis and Futuna Islands

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