Set up a backup payment method in Google Ads

If you use automatic payments, you'll need to have one payment method that's designated as a primary. You can also add a backup credit card to your account, to serve as a safety net. If your primary payment method fails for any reason (such as, insufficient funds, expired card, declined transaction), we'll automatically attempt to charge your costs to your backup payment method. This helps ensure your ads continue running without interruption.

Follow these steps to set up a backup payment method.

  1. In your Google Ads account, click the Billing icon Billing Icon.
  2. Click Payment methods.
  3. Find your payment method, and click the Set as Primary or Set as Back up link.

Follow these steps to set up a backup payment method.

  1. In your Google Ads account, click the Billing icon Billing Icon.
  2. Click Settings.
  3. Under the “Payment methods” section, find the payment method you want to set as backup.
  4. Click the corresponding Actions dropdown menu, then select Set as backup payment method.

If a backup payment method isn’t added, you’ll continue to notice an alert at the top of the page reminding you to do so.

Note: You can designate a credit card or debit card (where available) as a backup payment method, but not a bank account. Only one backup payment method is allowed at a time, even if you have multiple payment methods on file.

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