Dynamic Discounting allows suppliers to choose to get paid earlier in exchange for a discount on the goods or services provided. Suppliers choose the payment date and the discount amount updates dynamically. Suppliers can opt in for one invoice or for multiple invoices.
Accepting a New Early Payment Offer (Ad Hoc)
SAP Taulia offers suppliers two easy ways to accept early payment offers for approved invoices from Google. When accepting an early payment offer, you have the option to select the date you want your invoice to be paid. This video shows how to navigate to the SAP Taulia page after logging in on Ariba.
Accelerate payment for a single invoiceUse this feature to accelerate payment for individual invoices.
Video Guide on How to Review/Accept a Single Early Payment Offer
Overview of Steps to Accept the Standing Offer:
- Log in to your SAP Ariba Account.
- Add the email of your early payment decision maker to receive notifications/updates on standing offers.
- Review the early payment offer on your Ariba page.
- Accept the early payment terms.
Step-by-Step Guide on How to Review/Accept an Offer
- Log in to your SAP Taulia platform via your SAP Ariba Account
- Go to the Ariba login page
- Log in with your company’s SAP Business Network credentials
Not sure what they are? Search for your company here. Then select Actions > Contact Admin to email the person at your company who is managing access.
- Accept early payment offers by selecting My Offers from the home page or Pay Me Early from the My Invoices section.
- You will be shown the early payment terms of the invoice. Please review the details.
- You may also be shown a calendar that will allow you to select a payment date. The days that you cannot select in the calendar are non-payment run days of Google. As you choose a payment date, the early payment offer details will also dynamically change.
- You may also be shown a calendar that will allow you to select a payment date. The days that you cannot select in the calendar are non-payment run days of Google. As you choose a payment date, the early payment offer details will also dynamically change.
- After reviewing the early payment offer, select Submit to send your request.
- The requested invoice will have a Requested status on the Payment column in the My Invoices page. As the request progresses, the status will change from Requested > Accepted or Agreed* > Paid
Note: *Agreed only applies to next day early payment. The EP request is funded and will be released on the next business date.
- Once your early payment request is approved by Google, the payment will be released on the agreed payment date. Admin and Finance user roles will then receive an email notification regarding the approval.Note: This example is illustrative and does not reflect Google’s current discount rate.
- The requested invoice will have a Requested status on the Payment column in the My Invoices page. As the request progresses, the status will change from Requested > Accepted or Agreed* > Paid
Use this feature to accelerate only selected invoices.
Step-by-Step Guide on How to Accept Selected Invoices
- From the homepage, select See All Early Payments.
- You will be taken to the My Invoices page and shown approved invoices with early payment offers. Uncheck the boxes for the invoices you do not want to accelerate. Select Pay Me Early Selected to continue.
- You will be asked to confirm the number of selected invoices you want to accelerate. Select Pay Me Early Selected to confirm.
- After the request is confirmed, the approved invoices will be submitted for early payment. The requested invoices will change to Requested in the Payment column on the My Invoices page. As the request progresses, the status can change from Requested > Accepted or Agreed* > Paid
Note: *Agreed only applies to next day early payment. The EP request is funded and will be released on the next business date.
- Once the early payment request is approved, Admin and Finance user roles will receive an email notification.
- The early payment request is submitted for processing on Google’s subsequent payment run date. To ascertain the expected payment release date, consult the calendar within the single invoice early payment option.
Cashflow™ is a feature that allows you to receive early payments automatically upon invoice approval. Invoice payment is released on Google’s next available payment date. You can also turn Cashflow™ on/off anytime!
Here is how it works:
- Enable Cashflow™.
- Cashflow™ starts automatically accepting offers upon invoice approval.
- Get email notifications for each automatically accepted offer.
- Get paid quickly on the next available payment date.
- Cashflow™ gives easy access to cash in predictable payments.
- Cashflow™ can reduce time to account receivables collection and help fill the “cash flow gap”.
- With Cashflow™ on, there is no need to log in and manually review invoices to get paid early.
- You have complete control! You can turn on/off Cashflow™ anytime.
Video Guide on How to enable Cashflow™
Step-by-Step Guide on How to Enable Cashflow™
- Go to Settings (top right of the portal page) then select Cashflow™.
- Toggle the Cashflow™ setting to Yes to enable Cashflow™.Note: This example is illustrative and does not reflect Google’s current discount rate.
- You will be asked to confirm your request. Click Yes, enable Cashflow™ to confirm turning on the feature.
- You will see confirmation that Cashflow™ is enabled. At this point, all approved invoices in the future will automatically be submitted for early payment.
- Open/Approved invoices prior to Cashflow™ activation will not be accelerated, but you will be presented with the option to do so. Just select Yes, accelerate approved invoices. The system will accelerate all previously approved invoices already eligible for early payment.
Here is a short instruction describing how to turn on/ turn off them.
- Log onto the Home page of the portal.
- Go to User Action Menu > Notifications from the top right menu.
- You will see the Notifications Preferences section, where you can manage your email notifications. The available Early Payments notifications you see are:
- Early Payments Requested - You will be notified once per day when an AR Financing early payment is, or a group of early payments are, requested. Attached to the email is a .csv of requested early payment and invoice details.
- Early Payment Requests Accepted and Rejected - You will be notified once per day when an AR Financing early payment request is, or a group of early payment requests are accepted and/or rejected. Attached to the email is a .csv of accepted and rejected early payment and invoice details.
- Early Payments Initiated - You will be notified when the funding of AR Financing early payment(s) has been initiated. Attached to the email is a .csv of applicable early payment and invoice details.
- Auto-Acceptance (Cashflow™): Supplier opts in once via SAP Taulia and the offer applies to every subsequent, approved invoice on standard terms. Details on how to accept standing offers can be found here. Standing offers will be offered initially.
- Ad Hoc Discounts: Supplier opts in on an invoice-by-invoice basis and selects their desired payment date and associated discount. Details on how to accept ad hoc offers can be found here. Ad hoc offers will be offered if a supplier does not accept the CashFlow offer.
- Accelerated Cash Flow: Participating suppliers can accelerate turning receivables to cash.
- Control Over Payment Timing: Participating suppliers have the opportunity to request automatic early payment on all invoices upon full approval to pay or ASAP payment on individual invoices as cash flow needs dictate.
- Choose which invoices to finance: With a flexible dynamic discounting solution, suppliers can choose whether to finance a single invoice, several invoices, or all invoices.
Suppliers accept a standing discount offer as a one-time selection in their SAP Taulia profile. Suppliers accept ad hoc discount offers by logging into their SAP Taulia profile and selecting specific invoices for which to accept a discount. If a supplier does not accept a CashFlow discount offer initially, Google will give them the option to accept an ad hoc offer. Both offers will remain available on the supplier’s SAP Taulia portal to accept at a later time.
Note: Google and SAP Taulia are unable to apply, remove, or edit early payment offers - only the supplier can opt in and opt out of early payment offers.If a supplier who has opted into a Cashflow™ discount offer would like to opt out at a later time, they will need to follow the same steps they took to accept in their SAP Taulia Account by unchecking the offer. For ad hoc offers, there is no need to opt out. If the supplier does not accept an early payment date on an eligible invoice, then no discount will be applied.
Note: Google and SAP Taulia are unable to apply, remove, or edit early payment offers - only the supplier can opt in and opt out of early payment offers.
Generally, the requirements for the early payment program are as follows:
- The supplier must have a standard or enterprise Ariba Account
- The supplier's Ariba Account must be linked with Google's Ariba Account (i.e. PO must have been sent and received by the supplier since October 28, 2019)
- The supplier must be based in a country where Dynamic Discounting is currently active.
- There are exceptions for the above criteria so if you do not see any discount offers in your Ariba portal and you believe you qualify, please reach out to [email protected]
A sliding scale discount is an early payment term where the amount of the invoice discount decreases the closer the early payment comes to the net term due date. A sliding scale discount considers the variable timing of invoice approval and enables you to receive early payment regardless of when the invoice is approved.
For example, with a standard 2%/10 net 30 early payment term, you would give Google a 2% discount to be paid 20 days early. If the invoice is fully approved to pay on day 5, Google would wait until day 10 to pay you. Alternatively, if the invoice is not fully approved to pay until day 15, Google would wait to pay you until the full 30 day term of that invoice, thus costing you valuable accelerated cash flow.
With a sliding scale applied to your early payment term, you will receive accelerated payment on whatever day the invoice is fully approved to pay with the discount amount sliding up or down depending on how quickly payment accelerated to you.
Note: This example is illustrative and does not reflect Google’s early pay offer sliding scale. The actual amounts are presented at the time of early payment offer.